Morningstar's Credit Ratings is setting new standards for structured finance ratings. Our organization is committed to investor demand for a more rigorous and transparent ratings methodology and we encourage an active investor dialogue with our analytical team.
Our Final Ratings Confirmation affirms Morningstar’s ratings at the close of the transaction. This confirmation report is issued for all transactions where there are no significant, material, and adverse changes that require a Postsale Report.
Our Presale Report provides investors with a thorough transaction overview and an independent analytical opinion of the credit risk of the transaction. This report addresses features of the transaction at the loan and property level, a structural review of the trust, and a review of the loan portfolio characteristics.