About Us | ABS Leadership

Rohit Bharill
Head of ABS
+1 646 560-4543
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Rohit Bharill is a senior vice president and head of asset-backed securities (ABS) ratings and research for Morningstar Credit Ratings, LLC. He is responsible for development, implementation, and maintenance of the ratings and surveillance process for ABS, as well as management of the ABS analytical team.

Before joining Morningstar in 2015, Bharill was an analyst in the ABS group of Moody’s Investors Service, where he focused on ratings of Esoteric ABS such as timeshare receivables, structured settlements, and drug royalties. Previously, Bharill was a CDX indices market maker and proprietary trader for Nomura Securities and a structured credit analyst for Lehman Brothers Structured Finance Services.

Bharill holds a bachelor’s degree in mechanical engineering from the Indian Institute of Technology—Bombay and a master’s degree in mathematics of finance from Columbia University.

Norman Last
Director, Business Development
ABS & CLOs
+ 1 646 560-4508
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Norman Last is director of business development for asset-backed securities (ABS) ratings and research for Morningstar Credit Ratings, LLC. Last leads Morningstar’s business development effort for non-real estate ABS and collateralized loan obligations. He is responsible for managing relationships with ABS issuers and investors ensuring awareness and understanding of Morningstar’s rating methodologies and models.

Before joining Morningstar, he spent 16 years as managing director and head of asset-backed finance at Scotiabank, five years as head of ABS ratings at Duff and Phelps Credit Rating Company, and seven years as director in the asset-backed ratings group of Standard & Poor's.

Last holds a bachelor’s degree in accounting from Queens College and a master’s degree in business administration in finance from New York University.

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